📲 UPI DMT Full Facility (Advantages & Process)

• Open the NearPoint App 📱.
• Go to the DMT / UPI DMT section.
• Enter the customer’s mobile number.
• Fill in Bank Account Number + IFSC Code or UPI ID.

1️⃣ Instant Money Transfer (24x7 Available)

• Using UPI DMT, money gets transferred instantly to any bank account across India.
• Works 24 hours, 7 days a week, 365 days (even on Sundays and public holidays).

✅ No need to wait for banking hours.
✅ Immediate settlement.

2️⃣ Small to Large Amount Transfer Facility

• You can transfer from ₹1 to ₹25,000 per transaction easily.
• Daily transfer limit up to ₹1 Lakh (depending on platform/bank policy).

✅ Suitable for both small customers and big transfers.

3️⃣ Low Charges and Transparent Fees

• Fixed and clear charges:
  🔹 ₹1–₹1000 → ₹10 fixed
  🔹 ₹1001–₹25000 → 1.2% charge

✅ Customer knows exactly how much fees they are paying.
✅ No hidden charges.

4️⃣ No Need for IFSC or Account Sometimes (Only UPI ID Required)

• If customer has a UPI ID, you can send money without asking IFSC/Account number.

✅ Faster and simpler transactions.

5️⃣ Safe and Secure Transaction (RBI Approved)

• All transactions happen through secured banking channels.
• Encryption and authentication (via UPI PIN) ensures safety.

✅ Customer’s money is protected.
✅ No risk of theft if done carefully.

6️⃣ SMS Receipt to Customer Immediately

• After transaction, customer gets an instant SMS confirmation with transaction ID.

✅ Proof for customer.
✅ Easy to track.

7️⃣ Earn Commission on Every Transaction (For Retailers/Agents)

• As a NearPoint agent, you can earn commission on every successful money transfer.

✅ Good side income for shopkeepers, cyber cafes, CSC centers, etc.

8️⃣ Simple Process, No Heavy Documentation

• No need for customer KYC again and again.
• Only basic mobile number and account details needed.

✅ Saves time and paperwork.

9️⃣ Access to All Banks Nationwide

• UPI DMT supports all major Indian banks — SBI, HDFC, ICICI, PNB, Axis, Bank of Baroda, etc.